No-Lapse Funeral Growth Plan
Get funeral cover that never lapses.
Pay what you can, when you can.
Anytime. Anywhere. You choose.
No-Lapse Funeral Growth Plan
Get funeral cover that never lapses.
Pay what you can, when you can.
Anytime. Anywhere. You choose.
Overview
A funeral plan without monthly deductions
Life isn't always predictable. Your funeral cover should be. The No-Lapse Funeral Plan gives you full control - you choose how much to pay and when to pay.
No monthly debit orders.
Once you've paid a total of R1500, your cover is guaranteed for the rest of your life.
No lapses — ever.
Pay regularly to grow your cover.
How it works
Pay what you can, when you can
Top-up any amount, any time — starting from R200.
Reach R1500 in 12 months
Your cover activates with your first payment of R200 or more. Once you have reached R1500 in payments, your cover will never lapse.
Your cover grows with your top-ups
Every payment you make gets you more cover that lasts a lifetime.
Who can be covered?
You, or you and your:
- Life partner
- Children
- Life partner and children
If you choose to cover your children, this includes all your children. Any future children, are automatically covered under this plan up to age 21.
Your life partner is your husband or wife according to:
- the laws of any sovereign country; customary or tribal law;
- any widely recognised religion that is practiced in South Africa;
- or the person living with you, for at least six months, who is accepted by the community as your husband or wife.
FLEXIBLE. AFFORDABLE. EASY.
What makes this plan different?
No lapses — ever
Once your total payments reach R1500, your cover stays active for life. No matter what.
Total flexibility
No fixed premiums. No debit orders. You choose when to pay and how much.
Full control through WhatsApp
Buy and manage your plan directly through WhatsApp — fast, simple and secure.
Grow your cover
Every extra rand increases your cover amount. Your cover starts with your first payment and grows as you top up.
Payment refund
If you don’t reach R1500 within 12 months, you’ll get 60% of your payments paid back to you.
Rewards for referrals
Refer people in your community and unlock additional cover at no cost. The more you refer, the more your funeral cover grows.
How your cover grows as you top up
The more you top up, the more your cover increases. And the earlier you start, the bigger your growth.
Age 35
Cover depends on your age...
Age 35
Total Top up Payments
Your Funeral Cover Grows to
R1 500
R7 286
R5 000
R24 286
R10 000
R48 572
Note: cover depends on your age when you buy and top up
How Ntombi’s funeral cover grows when she tops up
Ntombi is 25 and pays R1500 into her funeral plan, giving her R10646 cover.
Funeral Cover R10 646
A year later, she adds R1000, increasing her cover to R17,365.
Funeral Cover R17365
How to get the cover
Buy via WhatsApp or Web Chat
1
To start, send "NoLapse" to 0860 724 724 on WhatsApp.
2
Answer a few simple questions. Choose who you want to cover.
3
We'll send you an unique Pay@ payment code.
4
Pay online via Pay@ or in a store.
Pay in a store
Visit any of these stores and pay at the till using your Pay@ code:
Ackermans, Boxer, Builders, Checkers, Flash Trader, Game, Makro, PEP, Pick N Pay, Shoprite, Spar, Top It Up and Usave
Frequently asked questions
No-Lapse Funeral
Do I have to pay every month?
No. There are no fixed monthly premiums. You top up any amount, any time. The minimum amount to start your plan is R200.
When does my cover start?
Your cover starts as soon as we receive your first payment. Waiting periods apply for death due to natural causes.
Are there waiting periods?
Yes, a 6-month waiting period applies for death due to natural causes. However, in this unfortunate event, we will pay back the payments made so far for this insured life. No waiting period applies for death due to accidental causes.
