Metropolitan Funeral Plan

Metropolitan
 Funeral Plan

We are committed to giving your loved ones more time to celebrate your unique life. Get a personalised Metropolitan Funeral Plan that meets your needs.

Get a quote Call me back
Metropolitan
 Funeral Plan

Metropolitan Funeral Plan

We are committed to giving your loved ones more time to celebrate your unique life. Get a personalised Metropolitan Funeral Plan that meets your needs.

Get a quote Call me back
OVERVIEW
Funeral cover made for your family

If getting funeral cover is on your to-do list, we’ll help you get it done.

A customisable Metropolitan Funeral Plan gives you flexibility and makes planning for ‘what if’ easier and more affordable.

Cover starting from just R40 a month.

Claim via WhatsApp or online. Valid claims submitted via WhatsApp paid within 4 hours.

Cover up to 20 family members on one plan.

Cover yourself and immediate family for up to R80 000.

Cover your parents and extended family for up to R50 000.

Get a quote Funeral Cover Brochure
INCLUDED & ADD-ON BENEFITS

Metropolitan funeral cover benefits

Let's take a closer look at the benefits that come with your Metropolitan Funeral Plan.

Payment protection

Choose the Payment Protection benefits on death, disability and/or retirement and we'll cover the cost of your premiums when you become disabled, retire or pass away. A family member can take over the plan to ensure the plan continues.

Repatriation

Transportation of the deceased’s body. We’ll cover the cost to transport the deceased person’s body to the place of burial within South Africa. Ts & Cs apply.

Premium skips

Skip premiums in tough times. Even if you have to skip paying your premium, your plan still stays active. Ts & Cs apply.

Value protection

Cover the rising cost of living (inflation). Add the Value Protection benefit to your plan to keep up with rising funeral costs.

Memorial benefit

Honour the memory of a loved one. Use the funeral cover Memorial benefit to pay homage to the memory of a loved one, whether by choosing a tombstone or planning a memorial ceremony.

Monthly Essentials benefit

Cover for your immediate household needs. Choose the Metropolitan Funeral Cover Monthly Essentials benefit to cover any shortfalls on your family’s living expenses as they adjust to the death of a loved one insured on the plan.

CashBack

Choose the CashBack benefit and get some of your premiums back by staying on track with your plan. We’ll give you two premiums after your first 12 months. Thereafter, we’ll give you six premiums after every 36 months. The average cost of a CashBack benefit is 16.5% of your premium. The availability and value of your optional CashBack benefit is generally contingent on your future actions. Ts & Cs apply.

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Funeral claims in 3 easy steps

Your questions answered
Your questions answered
A hospital stay can cost more than just medical expenses. Unexpected costs, such as paying caregivers to look after your children or temporary loss of income, can ruin your finances. Metropolitan’s HealthCare CashBack Plan provides financial relief when you are hospitalised.
What is life and healthcare cover?

Life cover, or life insurance, is an insurance policy that pays out a sum of money when you die. Having a life insurance policy will ensure that your loved ones will receive a cash amount, which they can use to:

  • Replace lost income by covering household and other daily expenses.
  • Pay off debt such as a bond, vehicle finance loan or credit card.
  • Contribute towards a child’s education

While life cover takes care of your loved ones’ wellbeing when you’re no longer around, healthcare cover will help you take care of expenses because of a stay in hospital. Unlike medical aid or health insurance which typically covers the costs of medical treatments like doctors’ or hospital expenses, your healthcare plan pays out a cash amount for each day you spend in hospital.

What does a life cover plan do?

A life cover plan gives you and your family some financial stability and peace of mind when you need it most. Some of us only need protection until we stop working, while others want to be remembered by leaving a gift of money when we die; or want to help the next generation of our family build and grow a better financial future. Your circumstances are unique, and our life cover plans allow you to live your life knowing your loved ones will not be financially burdened when you can no longer provide for them.

How will the Monthly Essentials benefit cover my household needs?

The Monthly Essentials benefit is an add-on benefit that pays a monthly payout of up to R3 000 for 6 or 12 months, depending on the cover you choose. You can claim and use the payout from the benefit to cover any household costs and other essential items after the death of an insured adult family member who contributed to your family’s income. 
Ts & Cs apply.

What can I use the Metropolitan Funeral Cover Memorial benefit for?

This add-on funeral plan benefit pays a lump sum amount of up to R20 000 to help you honour the memory of a loved one. You could use the money to pay for a tombstone and/or a memorial ceremony. You can choose to receive the money immediately or within 18 months after you’ve made the funeral claim. 
Ts & Cs apply.

Why choose Metropolitan

See what our customers think of us and what we are proud of.
Nitya Naidoo

In the midst of the pandemic, I wanted to get my affairs in order. I made my daughter enter my details online, hoping someone would call me back to update my polices, which are almost 28 years old. I didn't have much hope. Until Sam from Metropolitan called me and assisted me over one weekend. He was professional and courteous. My only regret is that we did not cross paths sooner.

Nitya Naidoo
Mbalenhle Mnculwane

I seldom experience the kind of 5-star client service I received from Metropolitan, days after my beautiful mother passed from Covid complications. I can proudly say you treated me and those around me with dignity, love and respect. When I thanked the consultant, Alfred, he said "We are family". It felt like he was acknowledging my mother as his mother too. She would have loved that.

Mbalenhle Mnculwane
Phumla Rantoetse

I had to face my father's death and was still in mourning when money owed to me was paid back. I had no energy to fight but the Metropolitan consultant came to my rescue. My family and I really appreciate all of your efforts. Keep doing what you're doing.

Phumla Rantoetse
Phindo Zungu

Unfortunately, my family lost a loved one during the pandemic. I assumed that remote working and increased workload would lead to an inefficient claims process. I was wrong. As tragic as our situation was, your office and Ms Pat Nzama provided superior service, which deserves to be appreciated and applauded. My family would like to thank Metropolitan for the quality service they provided in our time of need.

Phindo Zungu
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